01
“Is my nationality allowed?”
Mostly yes. Taiwan checks whether your country lets Taiwanese citizens buy there. Most Western countries, Japan and Korea pass. Hong Kong passes with conditions. Vietnam, Indonesia and Macau don't.
Who qualifies →Taichung, Taiwan · 20+ years local · U-Trust, a Yungching Group brand
Buying, selling or renting in Taiwan shouldn't need a translator.
We're a 17-person agency in Taichung with English, Cantonese and Japanese speakers on the floor and three land administration agents in-house. Pick your situation below and we take it from there: eligibility, mortgage, lease, title, one team, no hand-offs.
30-second check
Can I buy in Taiwan?
Pick your nationality, then two quick questions. Rough answer now, exact answer from a licensed agent.
Based on the Ministry of the Interior reciprocity list (May 2021 edition) and common bank practice. The list changes; we confirm your case before you offer. Official list (PDF)
Start here
Which one are you?
01I'm buying買方Eligibility, mortgage, costs, inspections and the process from offer to keys.Go →02I'm selling賣方Tax on your gain, agency fees, pricing, documents and selling from abroad.Go →03I'm renting租客Deposits, leases, move-out inspections, notarisation and your rights as a tenant.Go →04I'm a landlord房東Letting out a Taichung home: tax, leases to companies, disputes and management.Go →
Why people pick us
Small enough to know your name. Licensed enough to sign your title.
Fusheng grew out of a family agency in Taichung that opened over twenty years ago. In 2022 it joined the U-Trust network, which gives you nationwide listings with a team that still lives in the neighbourhood.
20+years in Taichung
17licensed advisers
3land administration agents in-house
334closed deals 2021–2026
Deal count from internal closing records, updated July 2026. Every adviser's licence and closed deals are listed on the Chinese team pages.
Straight answers
The three things every foreign buyer asks first.
02
“Does buying get me residency?”
No, and anyone who says otherwise is selling you something. Property and immigration are separate systems. Sort your residence route first; the mortgage and tax picture gets much easier.
Why it matters →03
“Will a bank lend to me?”
With a residence permit and Taiwan income, banks typically lend 50–70% over 15–20 years. Without a permit, plan on cash or a Taiwanese guarantor. We get you pre-assessed before you make an offer, but the bank only gives its final decision after the contract is signed, so the contract should include a financing clause. Banks that commonly lend to foreign buyers include DBS, HSBC and Fubon, and a Taiwanese guarantor greatly helps approval.
Mortgage details →Before you start
Six things that work differently in Taiwan.
Most surprises for buyers and tenants from abroad come from these points. Our advisers raise them at the first meeting.
Your loan is only final after you sign
In many countries you get approval in principle before you commit. In Taiwan the bank only gives its final answer after the sale contract is signed and the property is valued. A pre-assessment helps, but it is not a guarantee, so the contract should include a financing clause.
A guarantor makes a real difference
Foreign buyers get approved far more easily with a Taiwanese guarantor. Banks that commonly lend to foreigners include DBS, HSBC and Fubon. Even a positive preliminary estimate is not a 100% approval.
Company leases: 10% + 2.11% withheld
When a company rents a home from an individual landlord, it withholds 10% income tax and a 2.11% supplementary health-insurance premium from the rent. Agree in writing whether the rent is stated before or after these deductions.
Rural land can be restricted
In rural districts some purchases are limited, especially where road access is not legally secured or the land is classed as slopeland. We check zoning, road access and slopeland status before you make an offer.
Allow 3 to 5 months with a mortgage
From offer to handover, a purchase with a bank loan usually takes about 3 to 5 months, longer than many buyers expect.
Check repair duties before fixing anything
If something breaks in a rental, first confirm who is responsible under the lease before you arrange or pay for the repair.
Who we are
A local team with a national brand behind it.
Fusheng Realty is a franchise store of U-Trust (有巢氏房屋), a brand of the Yungching Group. You deal with a neighbourhood team; the brand network, listings exchange and working standards come from U-Trust.
- 01
U-Trust有巢氏房屋 · a Yungching Group brand
- Brand launched in 2003
- About 450 stores by its 20th anniversary in 2023, one of Taiwan’s three largest franchise brokerages
- Known as the “community expert” brand: every store is run by a local team
- 02
Fusheng Realty富盛地產｜太平中山富盛店
- Grew out of a Taiping family agency with more than 20 years in the district; joined U-Trust in 2022
- 17 licensed advisers and 3 land administration agents in one office
- 334 closed deals from 2021 to 2026 (internal records, July 2026)
What that means for you
- Joint selling
- Your home, or your search, is shared with other stores in the brand network, so buyers and listings reach well beyond one office.
- Brand systems
- Registered-price data, contract templates, escrow and training follow U-Trust standards, not the habits of one small office.
- Local accountability
- The advisers, the land agents and the property-management company are in the same Taichung building, so one team answers for the whole deal.
U-Trust figures as published by the brand; see sources. U-Trust 20th · fshouse.com.tw
What we do
Buy, rent, sell, manage. In English, end to end.
Three companies sit under one roof: the brokerage, a land administration office for title and tax, and a property-management company for after you move in or move out.
Buy
Find and complete a purchase
Eligibility check, viewings, registered-price comparisons, mortgage pre-assessment, escrow, title transfer.
Buying guide →RentLease a flat on arrival
Bilingual lease, deposit rules explained, landlord negotiation, utilities set-up, move-in inspection report.
Renting guide →SellSell before you leave Taiwan
Valuation from registered prices, listing across the U-Trust network, tax estimate on your gain, remote signing by power of attorney.
Selling guide →ManageLet it out while you're abroad
Tenant screening, rent collection, repairs and tax filing through Fusheng Property Management.
For landlords →Who you'll talk to
Call the person, not the switchboard.
Six of our advisers work with foreign clients directly, shown in random order. Pick by language; every one of them can pull in the land agents and the rest of the team.
English中文
Ted Tsai (Tsai Chun-hao) 蔡峻豪
Store Manager · Licensed Broker · Land Administration Agent
Runs the store and signs off on every contract. As a licensed land administration agent he also handles title transfer, so a foreign buyer's reciprocity paperwork stays in one pair of hands.
📞 0955-377-283
English中文
Wang Chi-hung 王啓鴻
Leasing & Property Management
A former biomedical researcher who now runs our rental and management side. If you are arriving on a work contract and need a lease first, start with him.
📞 0963-906-386
English中文
Huang Shih-yuan 黃詩媛
Central & Old Taichung Specialist
Born and raised in Taichung. Knows the older neighbourhoods street by street: walk-up apartments, mid-rise flats and the blocks near the city centre.
📞 0919-768-162
English中文
Allen Wang (Wang Shang-po) 王上柏
Senior Sales Adviser
Came to us from a Yungching Realty directly-run branch. No hype, no sales patter: straight information and a clear read on whether a property is worth your offer.
📞 0926-864-165
廣東話Tiếng Việt中文
Liu Chia-yu 劉家瑜
Hong Kong, Macau & Vietnamese Clients
Our Cantonese-speaking adviser. Hong Kong permanent residents buy under different rules from mainland buyers; she walks you through which set applies to you.
📞 0906-998-548
日本語中文
Liu Fu-hao 劉富豪
Sales & Leasing · 日本語対応
Handles both sales and rentals across the redevelopment zones and the city centre, and takes enquiries in Japanese.
📞 0968-791-058Where we work · Taichung, Taiwan
Taichung, Taiwan. The whole city, with the north-east by heart.
We work across Taichung City, from the 7th Zone business district to the suburbs, through the U-Trust network. Our own office sits in the north-east, so that is where we know every building. Prices are registered-transaction averages for new and near-new apartments, mid-2026, per ping (3.3 m²).
New builds · FamilyBeitun District
Buzih Redevelopment Zone 廍子重劃區
A planned zone of new mid- and high-rise towers on the north-east edge of the city, with new schools and parks. Our home turf.
See the area →
Best valueTaiping District
Shinguang Redevelopment Zone 新光重劃區
Newer stock at lower prices than Beitun, ten minutes from our office. Popular with first-time buyers and young families.
See the area →
EstablishedBeitun District
10th Redevelopment Zone 十期重劃區
Mature streets, the Taichung MRT Green Line and the highest prices of the three. Good for buyers who want everything walkable.
See the area →
CharacterWest / North / South District
Central & Old Taichung 舊市區
Older walk-ups and mid-rise flats near the universities, hospitals and the old city centre. Cheaper per ping, more to inspect.
See the area →In pictures
What day-to-day Taichung looks like.
Photos from the neighbourhoods we work in: the redevelopment zones and the streets around our office.
How a purchase runs
Six steps, about 3 to 5 months with a mortgage.
- 01
Check eligibility
We confirm your nationality is on the reciprocity list and that the property is not restricted land.
- 02
View and negotiate
English viewings, registered-price data for every building, and a written offer with a financing clause.
- 03
Sign the contract
Reviewed by our in-house land administration agent. Escrow is available so your deposit sits with a bank, not the seller.
- 04
File with the land office
We prepare the foreign-acquisition file: passport or ARC, contract, tax clearance and reciprocity documents.
- 05
County approval
The city government must approve or reject within 14 working days of acceptance.
- 06
Pay taxes, take title
Deed tax and stamp duty are paid, the transfer is registered and you receive the title deed.
Buying guides · 6 articles
Start with the six guides every buyer reads.
Over 40 English guides, adapted from our Chinese site: buying, selling, renting and letting. Pick your track above or start with these.
01
Buying a Home in Taiwan: Step by Step from Offer to Keys
Offer to keys takes about 6 to 8 weeks. Money moves four times through escrow, and with an 80% loan you need roughly 28 to 33% of the price in cash.
7 min read02
Buying and Selling Costs in Taiwan: Who Pays What and When
Buyer fees add up to roughly 3% of the price on top of the down payment; sellers pay land value increment tax and tax on the gain. Full tables and timeline.
7 min read03
Escrow in Taiwan Property Deals: How It Works and the 0.06% Fee
Escrow costs about 0.06% of the price, split half and half: NT$4,500 each on a NT$15,000,000 home. Money stays in a third-party account until title transfers.
6 min read04
The Three Documents You Sign When Buying a Home in Taiwan
Disclosure statement, offer letter or earnest money, and the sale contract. Buyers may choose the offer letter; agents cannot force earnest money.
6 min read
05
Earnest Money in Taiwan: How Much, When It Is Refundable, and Traps
Refundable in full until the seller signs. After that it is a deposit under Civil Code Article 249: a buyer who backs out forfeits it, a seller returns double.
6 min read06
Down Payment in Taiwan: How Much Cash You Really Need
Plan on 25 to 30% of the purchase price, not just the 20% down payment. Taxes, agent fees and renovation add 5 to 10% that first-time buyers often miss.
6 min readFAQ
Questions we get every week.
Short versions here. The buying, renting and selling guides go deeper, with the law behind each answer.
Can foreigners buy property in Taiwan?
Yes, if your country grants Taiwanese citizens the same right (the reciprocity rule in Land Act Article 18). Japan, South Korea, most US states, the UK, Germany, France, Canada, Australia and New Zealand all qualify. Hong Kong permanent residents qualify conditionally. Nationals of Indonesia, Vietnam, Cambodia, Myanmar, Brunei and Macau generally cannot.
Does buying a home give me a residence permit?
No. Property ownership and immigration are separate systems. Even with a permanent residence card you remain a foreign buyer for registration purposes. Residency comes through work, marriage, investment in a company, or professional-talent routes.
Can I get a mortgage as a foreigner?
Usually, if you hold a residence permit valid for six months or more and have Taiwan income. Banks typically lend 50–70% of the price over 15–20 years. Without a residence permit most banks decline, and buyers pay cash or add a Taiwanese guarantor. Banks that commonly lend to foreign buyers include DBS, HSBC and Fubon, and a Taiwanese guarantor greatly helps approval. The bank only gives its final decision after the sale contract is signed.
How long does a purchase take?
With a mortgage, about 3 to 5 months from offer to handover. Part of that is the county government's approval of a foreign acquisition, which must come within 14 working days after the land office accepts the file. Build that wait into your handover date.
Do I pay the same taxes as a local?
The same taxes apply: deed tax, house tax, land value tax, land value increment tax and the consolidated housing and land income tax on resale. The main difference is that most foreigners cannot claim the 0.2% owner-occupier land tax rate, which requires household registration.
Are you a licensed agency?
Fusheng Real Estate Co., Ltd. is a registered company and a franchise store of U-Trust Realty (有巢氏房屋). All 17 advisers hold the national sales licence or broker licence, and three are licensed land administration agents.
More on our Chinese site · 中文延伸閱讀
Want the long version? It's on fshouse.com.tw.
Our main site has 300+ Chinese articles, calculators and project pages. These are the ones behind this page. Your browser's translate button works well on them.
Get in touch
Tell us what you're looking for. We reply in English.
- LINEOfficial account (fastest)
- Mobile0905-118-879
- Office04-2395-0868
- Email[email protected]
- VisitNo. 122, Sec. 4, Zhongshan Rd., Taiping District, Taichung City 411, Taiwan
Daily 9:00–21:00 (Taiwan time, UTC+8)